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General Legal Clinics offered by King County Bar Association's Neighborhood Legal Clinics
Operates legal clinics across King County where free 30-minute legal consultations are available for individuals who are not already represented by an attorney.
Operates legal clinics providing free 30 minute consultations with an attorney at multiple locations across King County. As of 9/2024, most clinics are telephonic, but there may be limited in-person availability in Seattle and Kent. Details will be provided to clients during intake screening.
Clinic attorneys can:
- Determine whether the client has a legal problem
- Suggest possible options
- Help answer papers, summons and requests
- Provide appropriate referrals
Neighborhood Legal Clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately.
Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.
What's Here
Legal Counseling
Paternity Suits
Corporate/Business Law
Mortgage Delinquency and Default Counseling
Automobile Complaints
Medicaid Appeals/Complaints
Protection and Advocacy for Individuals With Disabilities
Housing Discrimination Assistance
Child Support Assistance/Enforcement
Government Complaints/Government Ombudsman Offices
Divorce Assistance
Eviction Prevention Assistance
Alimony Assistance
Housing Complaints
Consumer Fraud Reporting
Food Stamps/SNAP Appeals/Complaints
Warranty Complaints
Consumer Law
Intellectual Property Law Training/General Information
Social Security Disability Insurance Appeals/Complaints
Estate Entitlement Assistance
Unemployment Insurance Benefits Assistance
Emancipation of Minors
Contract Law
Tenant Rights Information/Counseling
Predatory Lending Assistance
Elder/Dependent Adult Abuse Restraining Orders
Domestic/Family Violence Legal Services
Adult Guardianship Assistance
Special Education Advocacy
Patient Rights Assistance
General Education Advocacy
Human Trafficking Legal Assistance
Welfare Rights Assistance
Home Sanitation
Landlord/Tenant Dispute Resolution
Child Custody/Visitation Assistance
Criminal Record Expungement Assistance
Employment Discrimination Assistance
Landlord Rights Information/Counseling
HIPAA Complaints
Post Conviction Restoration of Civil Rights
Identity Theft Reporting/Recovery Programs
Repossession Agency Complaints
State Disability Insurance Appeals/Complaints
Impounded Vehicle Services
Veteran Benefits Assistance
Taxpayer Advocate Services
Driver License Retention/Reinstatement Assistance
Labor and Employment Law
Public/Subsidized Housing Appeals Assistance
Organizational Start Up Services
Workers Compensation Benefits Assistance
General Legal Aid
International District Legal Clinic offered by King County Bar Association Neighborhood Legal Clinics at Chinese Information and Service Center
Attorneys work with interpreters to give consultation and legal advice on family law, immigration law, landlord-tenant disputes, employment law, and other areas. Call for an appointment. Focuses on serving limited English-speaking Asians.
Chinese Information and Service Center, Asian Bar Association of Washington, and Asian Counseling and Referral Service partner with the King County Bar Association to provide a free legal clinic.
Pro bono attorneys work with staff and volunteer interpreters to give consultation and legal advice around family law, immigration law, landlord-tenant disputes, employment law, and other areas. As of 9/2024, most consults are virtual but in-person appointments may be available if needed (more information provided to clients during intake phone call). Call (206) 957-8544 for an appointment. Appointments are typically Tuesdays, 5:30-7:30 PM.
International District Legal Clinic
Chinese Information and Services Center
611 S Lane St.
Seattle, WA 98144
What's Here
Housing Discrimination Assistance
Automobile Complaints
Unemployment Insurance Benefits Assistance
Home Sanitation
Criminal Record Expungement Assistance
Child Advocacy Centers
Labor and Employment Law
Identity Theft Reporting/Recovery Programs
Paternity Suits
Naturalization Support/Legal Services
Landlord/Tenant Dispute Resolution
Education Discrimination Assistance
Customer Service Discrimination Assistance
Family Justice Centers
General Legal Aid
Immigrant Labor Certification Filing Assistance
Voting Rights Protection
Government Complaints/Government Ombudsman Offices
Foster Care Legal Services
Durable Power of Attorney for Health Care
Estate Entitlement Assistance
Consumer Law
Asylum Application Filing Assistance
Constitutional/Civil Rights Groups
Housing Complaints
Consumer Fraud Reporting
Elder Law
Organizational Start Up Services
Bankruptcy Assistance
Divorce Assistance
Comprehensive Family Law Services
Special Immigrant Juvenile Petitions
Native American/Tribal Law
Emancipation of Minors
Elder/Dependent Adult Abuse Restraining Orders
Contract Law
Mortgage Delinquency and Default Counseling
Predatory Lending Assistance
Comprehensive Immigration/Naturalization Services
Special Education Advocacy
Public/Subsidized Housing Appeals Assistance
Collection Complaints
Child Custody/Visitation Assistance
Work Permits
Rights Counseling for Undocumented People
Warranty Complaints
Will Preparation Assistance
Child Support Assistance/Enforcement
Adoption Legal Services
Adult Guardianship Assistance
Deferred Action on Alien Removal
Veteran Benefits Assistance
Impounded Vehicle Services
Landlord Rights Information/Counseling
Alien Travel/Reentry Document Filing Assistance
Eviction Prevention Assistance
Patient Rights Assistance
Employment Discrimination Assistance
Tenant Rights Information/Counseling
Human Trafficking Legal Assistance
Domestic/Family Violence Legal Services
General Education Advocacy
Intellectual Property Law Training/General Information
Grandparent Rights
Corporate/Business Law
General Legal Clinics offered at Eastside Legal Assistance Program
Provides free 45-minute appointments for advice on civil legal issues. Attorneys at the clinic do not typically provide representation. Serves low-income residents of East, Northeast and Southeast King County (does not serve Seattle residents.)
Provides free 45-minute to 1-hour appointments with an attorney for advice on civil legal issues such as: consumer, finance/debt, employment, housing, benefits. Appointments are required. Clinics are currently telephonic.
Attorneys at the clinic are not able to provide representation.
What's Here
Automobile Complaints
Patient Rights Assistance
General Consumer Complaints
Repossession Agency Complaints
Welfare Rights Assistance
Protection and Advocacy for Individuals With Disabilities
Children's Rights Groups
Driver License Retention/Reinstatement Assistance
Housing Discrimination Assistance
HIPAA Complaints
Consumer Fraud Reporting
Education Discrimination Assistance
Landlord Associations
Corporate/Business Law
Unemployment Insurance Benefits Assistance
Identity Theft Reporting/Recovery Programs
Impounded Vehicle Services
Voting Rights Protection
Mortgage Delinquency and Default Counseling
Eviction Prevention Assistance
Workers Compensation Benefits Assistance
Public/Subsidized Housing Appeals Assistance
Human Trafficking Legal Assistance
Durable Power of Attorney for Asset Management
Taxpayer Advocate Services
Criminal Record Expungement Assistance
Labor and Employment Law
Customer Service Discrimination Assistance
Housing Complaints
Landlord Rights Information/Counseling
Elder/Dependent Adult Abuse Restraining Orders
Durable Power of Attorney for Health Care
General Education Advocacy
General Legal Aid
Conservatorship Assistance
Warranty Complaints
Organizational Start Up Services
Will Preparation Assistance
Collection Complaints
Domestic/Family Violence Legal Services
Elder Law
Native American/Tribal Law
Legal Representation
Predatory Lending Assistance
Labor Arbitration/Mediation
Consumer Law
Constitutional/Civil Rights Groups
Post Conviction Restoration of Civil Rights
Employment Discrimination Assistance
Intellectual Property Law Training/General Information
Special Education Advocacy
Contract Law
Adult Guardianship Assistance
Child Guardianship Assistance
Legal Counseling
Estate Entitlement Assistance
Landlord/Tenant Dispute Resolution
Legal Services and Advocacy for Youth Offered by TeamChild in Yakima County
Provides advocacy and access to community-based services for youth, ages 12 through 24.
Staff will need to speak with the youth directly.
Provides civil legal advocacy to youth primarily between 12-24 years old. TeamChild’s legal team works to secure community-based services, help youth access appropriate education, healthcare, mental/behavioral health resources, safe and stable housing, navigate school discipline, and works with youth incarcerated in the Juvenile Rehabilitation (JR) system. Advocacy efforts focus on education and school-related issues such as enrollment, school discipline and access to special education; securing safe and stable housing for youth; and helping clients access public benefits, including health care, mental health services, DDA and other support. Advocacy also includes post-conviction relief, including records sealing, restitution modifications, and assisting youth with reentry supports when returning to community from incarceration.
Note: TeamChild does not provide criminal defense representation to youth or adults involved in the juvenile delinquency or adult criminal systems, nor does it offer family law representation, including child custody issues.
What's Here
Housing Advocacy Groups
Medicaid Appeals/Complaints
General Education Advocacy
Eviction Prevention Assistance
Emancipation of Minors
Post Conviction Restoration of Civil Rights
Case/Care Management
Juvenile Diversion
Special Education Advocacy
Protection and Advocacy for Individuals With Disabilities
Criminal Record Expungement Assistance
Housing Complaints
Welfare Rights Assistance
Individual Advocacy
Children's Rights Groups
Legal Services and Advocacy for Youth Offered by TeamChild in Pierce County
Provides advocacy and access to community-based services for youth, ages 12 through 24.
Staff will need to speak with the youth directly.
Provides civil legal advocacy to youth primarily between 12-24 years old. TeamChild’s legal team works to secure community-based services, help youth access appropriate education, healthcare, mental/behavioral health resources, safe and stable housing, navigate school discipline, and works with youth incarcerated in the Juvenile Rehabilitation (JR) system. Advocacy efforts focus on education and school-related issues such as enrollment, school discipline and access to special education; securing safe and stable housing for youth; and helping clients access public benefits, including health care, mental health services, DDA and other support. Advocacy also includes post-conviction relief, including records sealing, restitution modifications, and assisting youth with reentry supports when returning to community from incarceration.
Note: TeamChild does not provide criminal defense representation to youth or adults involved in the juvenile delinquency or adult criminal systems, nor does it offer family law representation, including child custody issues.
What's Here
Juvenile Diversion
Emancipation of Minors
General Education Advocacy
Protection and Advocacy for Individuals With Disabilities
Welfare Rights Assistance
Children's Rights Groups
Housing Complaints
Eviction Prevention Assistance
Special Education Advocacy
Criminal Record Expungement Assistance
Post Conviction Restoration of Civil Rights
Individual Advocacy
Housing Advocacy Groups
Case/Care Management
Medicaid Appeals/Complaints
Legal Services and Advocacy for Youth offered by TeamChild in Spokane County
Provides advocacy and access to community-based services for youth, ages 12 through 24.
Staff will need to speak with the youth directly.
Provides civil legal advocacy to youth primarily between 12-24 years old. TeamChild’s legal team works to secure community-based services, help youth access appropriate education, healthcare, mental/behavioral health resources, safe and stable housing, navigate school discipline, and works with youth incarcerated in the Juvenile Rehabilitation (JR) system. Advocacy efforts focus on education and school-related issues such as enrollment, school discipline and access to special education; securing safe and stable housing for youth; and helping clients access public benefits, including health care, mental health services, DDA and other support. Advocacy also includes post-conviction relief, including records sealing, restitution modifications, and assisting youth with reentry supports when returning to community from incarceration.
Note: TeamChild does not provide criminal defense representation to youth or adults involved in the juvenile delinquency or adult criminal systems, nor does it offer family law representation, including child custody issues.
What's Here
Emancipation of Minors
Protection and Advocacy for Individuals With Disabilities
Eviction Prevention Assistance
Juvenile Diversion
Children's Rights Groups
Case/Care Management
Criminal Record Expungement Assistance
Housing Advocacy Groups
Special Education Advocacy
Welfare Rights Assistance
Housing Complaints
Medicaid Appeals/Complaints
Individual Advocacy
Post Conviction Restoration of Civil Rights
General Education Advocacy
Bilingual Spanish Legal Clinic offered at El Centro de la Raza
Provides bilingual legal information and advice for a broad range of legal issues.
Provides legal information and advice for the following issues depending on attorney availability:
- Auto accidents
- Birth injuries
- Consumer law
- Criminal defense
- Family law
- Finance
- Immigration
- Landlord-tenant law
- Medical negligence
- Personal injury
- Property law
- Worker's rights/wage claims
What's Here
Housing Complaints
Child Custody/Visitation Assistance
Naturalization Support/Legal Services
Consumer Law
General Legal Aid
Domestic/Family Violence Legal Services
Labor and Employment Law
Housing Discrimination Assistance
Tenant Rights Information/Counseling
Unemployment Insurance Benefits Assistance
Mortgage Delinquency and Default Counseling
Consumer Fraud Reporting
Divorce Assistance
Adult Guardianship Assistance
Comprehensive Immigration/Naturalization Services
Contract Law
Child Support Assistance/Enforcement
Emancipation of Minors
Paternity Suits
Warranty Complaints
Adoption Legal Services
Landlord/Tenant Dispute Resolution
Eviction Prevention Assistance
Alimony Assistance
Korean Legal Clinic offered by King County Bar Association Neighborhood Legal Clinics at Korean Community Services Center
Attorneys work with interpreters to give consultation and legal advice on family law, immigration law, landlord-tenant disputes, employment law and other areas. Call for an appointment. Focuses on serving limited English-speaking Koreans.
Operates legal clinics providing free 30 minute consultations with an attorney.
Focus is on Korean and Korean-speaking clients.
Clinic attorneys can:
- Determine whether the client has a legal problem
- Suggest possible options
- Help answer papers, summons and requests
- Provide appropriate referrals
Neighborhood legal clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately.
Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.
What's Here
Education Discrimination Assistance
Paternity Suits
Public/Subsidized Housing Appeals Assistance
Child Advocacy Centers
Employment Discrimination Assistance
Work Permits
Intellectual Property Law Training/General Information
Corporate/Business Law
Voting Rights Protection
Driver License Retention/Reinstatement Assistance
Patient Rights Assistance
Family Justice Centers
Estate Entitlement Assistance
Domestic/Family Violence Legal Services
Immigrant Benefits Assistance
HIPAA Complaints
Consumer Law
Unemployment Insurance Benefits Assistance
Durable Power of Attorney for Asset Management
Eviction Prevention Assistance
General Education Advocacy
Housing Discrimination Assistance
Landlord Rights Information/Counseling
Asylum Application Filing Assistance
General Legal Aid
Deferred Action on Alien Removal
Landlord/Tenant Dispute Resolution
Alien Travel/Reentry Document Filing Assistance
Special Education Advocacy
Contract Law
Rights Counseling for Undocumented People
Adult Guardianship Assistance
Consumer Fraud Reporting
Native American/Tribal Law
Taxpayer Advocate Services
Protection and Advocacy for Individuals With Disabilities
Will Preparation Assistance
Identity Theft Reporting/Recovery Programs
Divorce Assistance
Veteran Benefits Assistance
Welfare Rights Assistance
Special Immigrant Juvenile Petitions
Child Guardianship Assistance
Impounded Vehicle Services
Criminal Record Expungement Assistance
Repossession Agency Complaints
Housing Complaints
Government Complaints/Government Ombudsman Offices
Labor and Employment Law
Collection Complaints
Workers Compensation Benefits Assistance
Child Support Assistance/Enforcement
Comprehensive Immigration/Naturalization Services
Comprehensive Family Law Services
Adoption Legal Services
Child Custody/Visitation Assistance
Warranty Complaints
Elder/Dependent Adult Abuse Restraining Orders
Durable Power of Attorney for Health Care
Grandparent Rights
Constitutional/Civil Rights Groups
Elder Law
Foster Care Legal Services
Organizational Start Up Services
Immigrant Labor Certification Filing Assistance
Emancipation of Minors
Bankruptcy Assistance
Naturalization Support/Legal Services
Mortgage Delinquency and Default Counseling
Post Conviction Restoration of Civil Rights
Home Sanitation
Automobile Complaints
Customer Service Discrimination Assistance
Predatory Lending Assistance
Youth Homelessness Program offered by Legal Counsel for Youth and Children
Provides civil legal advice and/or representation for youth ages 12-24, who are homeless or at risk of homelessness.
Provides free civil legal services for youth and young adults between ages 12-24 who are experiencing homelessness or housing instability.
What's Here
Consumer Law
Labor and Employment Law
Patient Rights Assistance
Post Conviction Restoration of Civil Rights
Landlord/Tenant Dispute Resolution
General Legal Aid
Special Education Advocacy
Landlord Rights Information/Counseling
Protection and Advocacy for Individuals With Disabilities
Emancipation of Minors
Consumer Fraud Reporting
Native American/Tribal Law
Housing Discrimination Assistance
Housing Complaints
Bankruptcy Assistance
Paternity Suits
Divorce Assistance
Foster Care Legal Services
Veteran Benefits Assistance
Customer Service Discrimination Assistance
Immigrant Benefits Assistance
Unemployment Insurance Benefits Assistance
Constitutional/Civil Rights Groups
Special Immigrant Juvenile Petitions
Identification Application/Replacement Clinics
Collection Complaints
Name/Personal Information Modification Assistance
Welfare Rights Assistance
Adult Guardianship Assistance
General Education Advocacy
Education Discrimination Assistance
Tenant Rights Information/Counseling
Stalking/Harassment Orders
Predatory Lending Assistance
Driver License Retention/Reinstatement Assistance
Eviction Prevention Assistance
Alimony Assistance
Child Custody/Visitation Assistance
Mortgage Delinquency and Default Counseling
Identity Theft Reporting/Recovery Programs
Public/Subsidized Housing Appeals Assistance
Home Sanitation
Domestic/Family Violence Legal Services
Child Guardianship Assistance
Government Complaints/Government Ombudsman Offices
Workers Compensation Benefits Assistance
Criminal Record Expungement Assistance
Child Support Assistance/Enforcement
Legal Services and Advocacy for Youth offered by TeamChild in King County
Provides advocacy and access to community-based services for youth, ages 12 through 24. Staff will need to speak with the youth directly.
Provides civil legal advocacy to youth primarily between 12-24 years old. TeamChild’s legal team works to secure community-based services, help youth access appropriate education, healthcare, mental/behavioral health resources, safe and stable housing, navigate school discipline, and works with youth incarcerated in the Juvenile Rehabilitation (JR) system. Advocacy efforts focus on education and school-related issues such as enrollment, school discipline and access to special education; securing safe and stable housing for youth; and helping clients access public benefits, including health care, mental health services, DDA and other support. Advocacy also includes post-conviction relief, including records sealing, restitution modifications, and assisting youth with reentry supports when returning to community from incarceration.
Note: TeamChild does not provide criminal defense representation to youth or adults involved in the juvenile delinquency or adult criminal systems, nor does it offer family law representation, including child custody issues.
What's Here
Special Education Advocacy
Housing Complaints
Housing Advocacy Groups
Case/Care Management
Children's Rights Groups
Medicaid Appeals/Complaints
Individual Advocacy
Criminal Record Expungement Assistance
Eviction Prevention Assistance
Welfare Rights Assistance
Emancipation of Minors
General Education Advocacy
Protection and Advocacy for Individuals With Disabilities
Post Conviction Restoration of Civil Rights
Juvenile Diversion
Loren Miller Bar Association Legal Clinic offered by King County Bar Association Neighborhood Legal Clinics at Loren Miller Bar Association (telephonic)
Operates a legal clinic where a free 30-minute legal consultation is available for individuals with cases in King County who are not already represented by an attorney. Focus is on serving African American clients but clinic is open to all.
Operates a legal clinic providing a free 30-minute consultation with an attorney (60 minutes if an interpreter or other accommodation is needed)
Clinic is open to all, but particular focus is on providing culturally-informed legal services in a safe and welcoming environment to individuals who identify as African American or Black. This clinic is staffed primarily by attorneys of color.
Clinic attorneys can:
- Determine whether the client has a legal problem
- Suggest possible options
- Help answer papers, summons and requests
- Provide appropriate referrals
Neighborhood Legal Clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately.
Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.
What's Here
Automobile Complaints
Child Custody/Visitation Assistance
HIPAA Complaints
Consumer Law
Labor and Employment Law
Unemployment Insurance Benefits Assistance
Employment Discrimination Assistance
Public/Subsidized Housing Appeals Assistance
Social Security Disability Insurance Appeals/Complaints
Medicaid Appeals/Complaints
Work Permits
Protection and Advocacy for Individuals With Disabilities
State Disability Insurance Appeals/Complaints
Eviction Prevention Assistance
Bankruptcy Assistance
Home Sanitation
Organizational Start Up Services
Intellectual Property Law Training/General Information
Criminal Record Expungement Assistance
Alien Travel/Reentry Document Filing Assistance
Asylum Application Filing Assistance
Comprehensive Immigration/Naturalization Services
General Education Advocacy
Landlord/Tenant Dispute Resolution
Mortgage Delinquency and Default Counseling
Elder Law
Warranty Complaints
Emancipation of Minors
Special Education Advocacy
Housing Complaints
Constitutional/Civil Rights Groups
Adult Guardianship Assistance
Contract Law
Paternity Suits
Estate Entitlement Assistance
Post Conviction Restoration of Civil Rights
Durable Power of Attorney for Asset Management
Elder/Dependent Adult Abuse Restraining Orders
Consumer Fraud Reporting
Alimony Assistance
Education Discrimination Assistance
Special Immigrant Juvenile Petitions
Naturalization Support/Legal Services
Voting Rights Protection
Identity Theft Reporting/Recovery Programs
Impounded Vehicle Services
Customer Service Discrimination Assistance
Patient Rights Assistance
State Unemployment Insurance Appeals/Complaints
Taxpayer Advocate Services
Workers Compensation Benefits Assistance
Predatory Lending Assistance
Legal Counseling
Divorce Assistance
Will Preparation Assistance
General Legal Aid
Domestic/Family Violence Legal Services
Traffic/Parking Ticket Information/Advice
Landlord Rights Information/Counseling
Collection Complaints
Food Stamps/SNAP Appeals/Complaints
Welfare Rights Assistance
Corporate/Business Law
Veteran Benefits Assistance
Driver License Retention/Reinstatement Assistance
Durable Power of Attorney for Health Care
Native American/Tribal Law
Human Trafficking Legal Assistance
Deferred Action on Alien Removal
Immigrant Benefits Assistance
Housing Discrimination Assistance
Child Support Assistance/Enforcement
LGBTQ2S+ Legal Clinic offered by King County Bar Association Neighborhood Legal Clinics through QLAW
Hosts a free monthly legal clinic with a focus on LGBTQ issues; provides information in a variety of areas including family law, debt and bankruptcy, divorce/dissolution, employment discrimination, and transgender legal issues.
Hosts a legal clinic specifically designed to address the needs of lesbian, gay, bisexual, and transgender individuals and couples. This clinic is run by QLaw Foundation in partnership with the King County Bar Association.
The clinic is open to everyone regardless of sexual orientation or gender identity.
At the clinic, an attorney will meet with clients for 30 minutes and provide individualized legal advice and information.
Clinic attorneys will answer questions and provide information in a variety of areas including family law, immigration, debt and bankruptcy, divorce/dissolution, employment discrimination, and transgender legal issues.
What's Here
Native American/Tribal Law
Alien Travel/Reentry Document Filing Assistance
Alimony Assistance
Health Care Discrimination Assistance
General Legal Aid
Patient Rights Assistance
Adult Guardianship Assistance
Domestic/Family Violence Legal Services
Debt Consolidation Services
Eviction Prevention Assistance
Emancipation of Minors
Divorce Assistance
Human Trafficking Legal Assistance
Unemployment Insurance Benefits Assistance
Naturalization Support/Legal Services
Child Support Assistance/Enforcement
Durable Power of Attorney for Asset Management
Bankruptcy Assistance
Work Permits
Landlord/Tenant Dispute Resolution
Deferred Action on Alien Removal
Employment Discrimination Assistance
Comprehensive Family Law Services
Special Education Advocacy
Immigrant Benefits Assistance
Housing Complaints
Asylum Application Filing Assistance
Home Sanitation
General Education Advocacy
Legal Counseling
Veteran Benefits Assistance
Grandparent Rights
Paternity Suits
Foster Care Legal Services
Public/Subsidized Housing Appeals Assistance
Housing Discrimination Assistance
Landlord Rights Information/Counseling
Child Custody/Visitation Assistance
Child Advocacy Centers
Special Immigrant Juvenile Petitions
Adoption Legal Services
Education Discrimination Assistance
Family Justice Centers
Elder Law
Customer Service Discrimination Assistance
Mortgage Delinquency and Default Counseling